Investment Ideas for Young Adults

9 Profitable Investment Ideas for Young Adults

Have you ever wondered about investment ideas for young adults? I know when we are at a young age we don’t think about an investment or any business but there are many successful businessmen today who started many businesses at a very young age then why can’t we?

Many investment ideas can generate huge returns and for younger generations investing is something that must be done and planned in a fun way, as well as choosing the best instruments such as gold, stocks, mutual funds, or forex trading.

At present, it can be said that young people who are at the productive age are the age group who work the most and carry out activities that drive the economy.

When we talk about investment, yes there are risks involved but you have to learn about investment strategies so to implement the right one to get huge returns.

Investment is an art and also needs a lot of work so that you didn’t face losses.

Is It Good to Invest at A Young Age?

Investing is a good idea as long as you know about the stocks, mutual funds, and other financial terms. It is a good idea but do you know where you are going to invest, what stock you should choose, and many other different things?

Yes, investment is not for everyone which means that you may hear about investment yesterday and today you are planning to invest. Learn different aspects of investment and finance so that you will abe to play your cards right.

Now let’s know investment ideas for young adults.

9 Best Investment Ideas for Young Adults

Here are the 9 types of investment ideas for young adults:

Deposit Investments

Deposits are one of the most suitable investment instruments for young adults. Namely using saving that are profitable for a certain period. Deposit products will impose several deductions or penalties on your savings if you force them to take them before maturity.

The pick-up time varies, you can choose between 1, 3, 6, 12, or 24 months, depending on what kind of deposit product you are going to take.

Investment in Gold or Precious Metals

Gold has long been known as an investment tool. Used to transact and determine the value of an item. Before the existence of the currency system, gold had become something valuable to be stored and used as an investment tool.

And for us, this is one of the safest recommendations for saving your pocket money, for young adults or those who are still busy with the world of learning at school. You can choose between buying gold jewelry that you can afford at a young age.

Mutual Fund Investments

Have you ever heard of the term mutual funds? This is an investment alternative for young adults who do not have much time and expertise to calculate the risk of their investment, such as in stocks or forex for example.

Therefore, those who collect mutual funds will employ an analysis or what is commonly referred to as an investment manager (MI) to manage our money.

Mutual funds consist of various types, according to the allocation of funds therein, for example, money market mutual funds, fixed mutual funds, equity mutual funds, etc.

As we all know today in every part of the world many companies are encouraging young people to invest and take interest in the stock, mutual funds, etc. Also, many applications are developed for both Android and iOS for trading.

Starting a Business According to Passion

Making a business according to your interests and abilities is the best investment today. As has been said before, today’s younger generation prefers jobs that are by their passions. This means he doesn’t like work that is confined, static, and can make him stressed.

Therefore, you can invite your friends who are interested to open a business. Doing a business that is according to your passion will give you satisfying results because it is done wholeheartedly.

Here at Hit Business Ideas, we have many articles on business ideas, go check them out.

Opens a Garage Sale

You can hold a garage sale to get more income, those of you who like fashion can sell clothes, or even sell used clothes that are in your collection.

Not only clothes, but you can also sell items that are new and have economic value, but you can’t wear them anymore. So in the end you won’t feel a loss and can still make money from selling these items. 

Digital Asset Investment

Not only investing in the real world, but you can also invest in the online field by becoming a content creator and developing digital assets such as blogs, websites, online shops, YouTube channels, Facebook fan pages, Instagram accounts, and others.

This will certainly be an important digital asset that makes money for you, even when you sleep.

Later, by having a lot of subscribers, traffic, and followers, you will have a big influence in driving a trend, which is known as a trendsetter or influencer in a field.

Apart from getting income from advertising, you can also work with certain brands as an endorsement. This is what is trending right now. And you can also start from scratch, as a beginner, you have a lot to learn and learn!

Buy Assets with A Profit Every Month

Buying assets and using them for business is one of the most appropriate ways for young people today. There are many assets that we can buy such as home property, land, vehicles, cameras, laptops, or printers. The custom is made use of not for consumptive purposes, but to generate profit for us.

Like buying a camera for a photography rental business, buying a printer for printing and editing services, buying land to build boarding houses or rented houses, and other types that can generate passive income every month.


By having friends and some extensive colleagues, you will have an important social asset for your career development and future. Assets are also not only assessed from the material but also from the social side of having lots of friends.

Imagine having extensive friends, you can easily get a job, introduce your product (if you sell your product) and also get the latest information about various things and easily get financial assistance. 

Neck Up Investments

What is meant by neck-up investment? It’s a Brain Investment, education, or soft skill upgrade to help you grow in the future. This is the type of investment that is most important for high school, vocational, and even college students.

Because educational investment is very important to support the career and work of friends in the future. Those of you who are currently studying, that is, when you are studying at school, continuing your studies at a college or university are people who are investing in education.

Because education can gradually change one’s standard of living. Education changes you towards a mindset, perspective, and way of thinking. Then with education, you can be successful in the future and be known as a successful person. Therefore, investing in education is a necessity that must be given to every human being. 

FAQ: Investment Ideas for Young Adults

What is the best investment for beginners?

The best investment for beginners in my opinion is to gain knowledge about different investment terms, know about the market, and different financial terms such as stock, mutual funds, and other financial instruments in which you are going to invest.

How can I get rich overnight?

I choose this question because it is asked by most young adults, The simple answer to this question, there is no such method of getting rich or billionaire overnight. You have to work hard and make your idea a successful business to earn billions.

My Final Words

Now you are aware of the 9 different types of investment ideas that you can use but please remember to do proper research on any investment idea that you choose because it involves your time, money, or both, so you don’t waste them.

Investing in young adult also give you experience so that when you are ready to go into the real outside your college you will be able to compete with other already successful entrepreneurs and investors.

Remember investing at a young age doesn’t mean that you only invest money, you can also use your precious time to invest in many great things which help you get started after college.

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